Having an appropriate financial plan in place covers more than just investments and insurance. The same goes for a financial adviser – advice is about more than just money matters. Working with a quality adviser can deliver peace of mind, help you improve your financial future, achieve your goals and reach your potential.
Keep on track
Over the long term, investment markets tend to fluctuate. This can be difficult for some people, as they worry about whether they will have enough money for their goals, like renovating the family home travel, or retirement. A concern may be whether they need to make adjustments to their lifestyle.
Having an experienced financial adviser to help you structure your investment portfolio, based on your age and risk tolerance, will help you ride out any ups and downs.
Working with a financial adviser you feel comfortable with and regularly checking in with them means they can make ongoing recommendations and changes to your plan.
Of course, if you do get worried about something, having an adviser to remind you about your long term financial goals will help you see that short-term volatility is just part of your long term financial journey.
While you may already have some form of insurance in place, perhaps through your employer or super fund, do you really know how much you have and what it covers? Is it sufficient? What would be the financial impact if you were unable to work for extended period due to illness or injury?
Reviewing insurance is one of those things that many people often delay, and so the risks get larger and larger, the longer they leave it.
An experienced financial adviser will not only be able to explain exactly what you are covered for, they will also be able to identify any gaps and recommend any changes, so you and your family’s future is protected and you can rest easy.
Realise your potential
Managing your finances is about more than just investments and insurance. To help you reach your full financial potential, an experienced financial adviser can discuss a wide range of financial topics – even if it is just for your own interest!
While there’s no doubt that investments and insurance are important when building your wealth, so too is managing your cashflow, budgeting, tax planning, transitioning to retirement, aged care and estate planning.
Seeking professional advice on your whole financial situation can go a long way to helping you make the most of what you have, whatever your age or income.
The comfort of having a professional financial adviser
Working with an experienced, professional financial adviser who makes you feel comfortable and at ease so you can have peace of mind when it comes to your financial future makes good sense.
If you or anyone you know requires advice or would simply like a review of your financial situation, please call our office today to arrange an appointment on (07) 5574 0667.
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Wahlstrom Financial Services Pty Ltd, ABN 43 078 015 988, is a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd ABN 61 094 529 987 an Australian Financial Services Licensee number 244252. Millennium3 Financial Services Pty Ltd and Wahlstrom Financial Services Pty Ltd are not responsible for the advice given regarding lending. This information (including taxation) is general in nature and does not consider your individual circumstances or needs. Do not act until you seek professional advice and consider a Product Disclosure Statement. The views and opinions expressed within this letter are those of the author and do not necessarily reflect those of Millennium3 Financial Services Pty Ltd.